General Liability Insurance for Slabjacking Contractors
General liability is the cornerstone of every slabjacking contractor's insurance program. It protects your business from the property damage and bodily injury claims that are an inherent part of mud injection and concrete leveling work.
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Why Slabjacking Work Has Unique GL Risks
Slabjacking involves injecting material — cementitious grout, polyurethane foam, or stone slurry — beneath settled concrete to lift it back to grade. This process carries unique liability exposures that standard contractor GL policies may not address.
Property damage from over-injection is one of the most common claims in concrete leveling. If a slab is lifted too aggressively, it can crack, heave, or damage adjacent structures. A standard contractor policy might exclude this as “expected or intended damage” or as a product/completed operations issue. CCA ensures your GL policy explicitly covers this risk.
Completed operations coverage is critical for slabjacking contractors because settlement claims often surface weeks or months after the job. If a customer calls back six months later claiming their slab re-settled or cracked, completed operations coverage kicks in.
Subsurface work exclusions are another hidden trap. Some GL policies exclude claims arising from work performed below grade — which is exactly where slabjacking happens. We specifically identify and remove these exclusions.
Frequently Asked Questions
Does GL cover damage caused by my grout injection?
Yes — general liability for slabjacking contractors explicitly covers property damage resulting from mud or polymer injection operations, including accidental over-lifting or slab cracking.
How much GL coverage do slabjacking contractors need?
Standard limits are $1M per occurrence / $2M aggregate. Commercial property owners and general contractors often require $2M/$4M or higher. We quote all limit levels.
Does my GL cover my completed operations?
Yes. Completed operations coverage protects you from claims arising weeks or months after a job is done — such as a slab that was lifted but later cracked due to ground movement.
Will GL cover a chemical spill from my polyjacking foam?
Standard GL may have pollution exclusions that affect chemical spill claims. We can add a pollution liability endorsement to ensure polyurethane foam spills are covered.
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