Umbrella & Excess Liability for Slabjacking Contractors
When one bad claim exceeds your primary limits, an umbrella policy steps in. For slabjacking contractors working on commercial properties or large multi-unit jobs, umbrella coverage is often the difference between a recoverable loss and a business-ending lawsuit.
Get an Umbrella QuoteBenefits of Umbrella Coverage
When Do Slabjacking Contractors Need Umbrella?
If you work on commercial properties, HOA common areas, apartment complexes, or any project where a single claim could easily exceed $1M-$2M, an umbrella policy provides the buffer you need. Commercial GCs frequently require subcontractors to carry $5M or more in total liability — umbrella gets you there at a fraction of the cost of increasing primary limits.
Umbrella coverage is also worth considering if you operate in litigation-heavy markets or have a large annual revenue. The more you do, the more exposure you carry, and the more a bad year could threaten everything you've built.